Running a makerspace or DIY workshop comes with endless energy and creative possibilities, but also unique risks that can’t be ignored. Facility owners and operators take on real responsibility—from safeguarding expensive equipment to protecting visitors and members during hands-on projects. The right insurance gives you

Interest in tiny homes and custom communities keeps rising as more people seek flexible, affordable living. But with unique home designs and communal setups come risks that don’t fit traditional insurance policies. Standard plans often miss crucial gaps, leaving builders and operators exposed to costly

Adult education centers and learning hubs come in many forms, from community programs to tech-driven campuses offering career, language, or upskilling classes. These spaces, often open beyond regular school hours and serving an adult audience, face bigger challenges each year. In 2025, staying protected isn’t

Renting out your home on Airbnb or Vrbo can be a great source of extra income, but it also brings new risks for homeowners. Many hosts are surprised to learn that standard homeowner policies often won’t cover common situations like guest damage or certain liability

Outdoor music events and food fairs bring excitement, big crowds, and unpredictable risks. Unplanned weather, equipment injuries, and vendor mishaps can quickly disrupt a festival. That’s why having the right festival insurance isn’t a luxury—it’s a necessity. Event organizers face evolving challenges as regulations tighten

Urban farms and rooftop garden businesses bring fresh food and green spaces into city neighborhoods. These operations often welcome visitors and host events, making public access a central part of their work. This growth in popularity comes with new risks that owners can’t ignore—from injuries

Podcasts and independent media studios face more risks than ever. From copyright claims to costly equipment damage, a single misstep can threaten your work and finances. As content creation grows, so do the dangers—from legal threats to unexpected technical failures. Insurance isn’t just for large

Across the country, more people are turning their creativity into businesses, launching custom apparel startups and home-based clothing ventures. With online marketplaces and social media making sales easier than ever, it’s no surprise this sector is booming. Yet, as these ventures grow, business risks grow

Pet grooming salons and mobile pet care services face more than the usual daily challenges. With animals in your care, the risks of accidental injury, property damage, and unexpected incidents increase. A stain, a bite, or a slip could lead to costly claims or harm

Subscription box startups face unique risks every month—delivering products to customers puts reputation, people, and profits on the line. A single damaged shipment, lost package, or product safety issue can quickly lead to frustrated customers, lost revenue, or even lawsuits. Founders need to think beyond